Top Up Health Insurance
This is a regular indemnity plan that covers hospitalisation costs but only after a threshold limit, known as deductible, is crossed. A deductible is that portion of the claim amount that is not covered by the insurer and has to be paid by the insured before benefits of the policy can kick in. This means you can use your base health insurance policy to make a claim up till the deductible amount and any payments over that can be covered through a top-up plan.
Top Up Health Insurance provides all features of Health Insurance like Emergency ambulance cover, Health Check Ups, Pre and post Hospitalisaton expenses, day Care Treatments and others at a low premium as compared to Basic Health Insurance plan. The price is low because these plans have a high deductible. This means that cost below a certain amount will not be paid by the insurance.
