Workmen’s Compensation
An employer is legally responsible to pay compensation to the employee or his/her heirs in case of death, disability or injury due to accidents or occupational hazards while on duty. An employer may obtain workmen’s compensation insurance to cover such liability. The premiums are payable usually on the basis of wages. It is also known as “Employers' Liability Insurance”.
Legal Liability may arise due to:
- Breach of any of the statutory regulations provided for ensuring safety to workers inside the factory premises.
- Negligence of co-employees.
- Injury or Accidental Injury to workers while performing their duties
Employer is liable to pay compensation for:
- Death
- Permanent total disablement
- Permanent partial disablement
- Temporary disablement whether total or partial
